For those of you that are worried about possible reindeer damage or sleigh accidents our claims centers are open 24/7 even on Christmas to help you.

Our office will be closed December 26th and open at 9:00am on December 27th.

For Claims view our claims page:

http://www.crosbyandcrosby.com/claims/

Travelers Insurance Claims- 800-252-4633

Safeco Insurance Claims- 800-332-3226

Kemper Insurance Claims 888-252-2799

We are standing by to help answer any questions regarding coverages or assist you in getting in a claim. Many people have inquired about “Loss of Use” or “Additional Living Expense” coverages on their policies. Please call us at 661-327-5531 to discuss your specific coverage.

If you need to turn in a claim after hours please visit our claims page.

We talk a lot about all insurance companies aren’t equal and all policies aren’t equal. Kemper Preferred is a company that puts a smile on our face. With Kemper, we know our cleints consistently receive superior products, services and claim handling that exceeds expectations and needs.

Have you considered Kemper Preferred?

Kemper offeres great coverage for your home, rental or condo, auto, boat, valuable, collectibles and excess liability needs.

Other than us telling you how wonderful they are we thought we should point out some of the benefits of their policies…

• A package home and auto policy, yep thats one policy # and policy package per year for both your home and auto insurance. (Don’t worry we can separate the billing if your home is mortgage billed)
• A blanket coverage for your dwelling, other structures and loss of use. 1 single coverage amount that lets you use coverage where you see fit.
• Increased valuable items coverages for your important possesions like jewelry and firearms.
• Auto policy limits for towing up to $300 and rental car coverage up to $75 per day!

Kemper designs superior products and services for people like you. They offer 4 different homowner’s contracts that will meet you personal insurance needs, regardless of your life state. We are especially proud of their Ultimate protection and and coverage such as:

• All perils coverage for personal property includes normally excluded coverage like breakage. Can you say, plasma falling off the wall?
• $15,000 in water backup included and up to $50,000 available. Yes water backing up through a sewer or drain is exluded on many homeowners policies.
• $50,000 in Identity Fraud Protection
• $10,000 in automatic jewelry coverage for losses caused by theft and $5000 for firearm losses caused by theft.
• Up to 100% of Blanket Coverage for Ordinance or Law Coverage.

Are you preferred?

If you have a good driving record and are a responsible homeowner Kemper Preferred can help you to get a great value on your insurance. That is great coverage at an affordable price!

How to get a Kemper Preferred Quote or Contact Us

You can quote Kemper Preferred with our online rater now, give us a call in California at 661-327-5531 or in Idaho at 208-366-8366 or stop by our Bakersfield office at 111 “H” Street.

Want to read more about what we have been saying about Kemper?

Kemper Insures Home Business

Kemper’s Repair or Replace Coverage

Safeco

Highly Skilled Workers 15%- Doctors, Attorneys, Pilots, Accountants

High Educated Workers 10%- a broad range of occupations for those with 4-year degrees

Contact us today to find out if you qualify for the new discounts.

By Phone: 661-327-5531

By Email: agent@crosbyandcrosby.com

Learn more online: www.crosbyandcrosby.com

For other ideas about  Safeco Insurance view our Safeco Blog Posts.

To stay up-to-date on our newest ideas on how to get better insurance and save check out of Facebook page.

Other things we are reading today about insurance:

Winter Weather Tips for the Insurance Information Institute

• expenses related to medical identity fraud,
• expanded attorney fees for tax and employment fraud,
• travel expenses up to $1000/week for up to 5 weeks when victims are required to travel to the jurisdiction in which the identity fraud took place,
• expenses and fees associated with acquiring new identification cards, drivers licenses and passports.

In addition Travelers provides customers access to a consumer fraud specialist that can assist in the process of restoring their identity. Joe Reynolds, Identity Fraud Product Manager for Travelers said, ”a survey of Travelers claims data show that most people fall victim to identity theft through old-fashioned tactics such as stealing someones license, passport or Social Security card and then committing complex frauds with the easily acquired information.”

Remember to keep your important documents secure- if you haven’t done so speak with us about Identity Theft Insurance. It is available for all Travelers homeowners, renters, and condo customers  for $25 per year. We also offer Identity Theft Protection for our customers insured with Kemper Auto and Home and Safeco.

Call us at 661-327-5531 in California, 208-366-8366 in Idaho

Come to see us in Bakersfield at 111 “H” Street

Or email us at agent@crosbyandcrosby.com

You can also chat live with us below-

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Fewer than 10% of Safeco agents qualify for membership. Qualification is based on business premium, profitability and tenure.

Safeco traces it roots back to the programs namesake, Hawthorne K. Dent, in 1923. Our roots as an agency go back to 1963 and a shared philosophy with Safeco; to provide the best insurance to the best risks.

Dent was credited as saying, “Insurance produces nothing, it replaces. We have nothing to sell except goodwill and confidence”.

In that shared philosophy we continue to serve our customers and are proud to be recognized into the H.K. Dent Society and represent Safeco Insurance.

Profile America — Friday, February 5th. Car insurance is both required and a major item in the budget of most households. The idea of insuring cars against accidents began this month in 1898 when the Traveler’s Insurance Company issued a policy to Dr. Truman Martin of Buffalo.  His policy cost $12.25 and gave him $5,000 in coverage.  Martin was chiefly concerned about accidents between his automobile — one of fewer than 4,000 in the entire country at the time — and horses, which numbered about 18 million.  Now, cars and trucks outnumber horses more than 247 million to just over 9 million. The average car costs its owner $817 a year to insure. You can find these and more facts about America from the U.S. Census Bureau, conducting the 2010 Census beginning April 1st.

Sources: www.history.com

              Historical Statistics of the United States: Colonial Times to 1970, p. 520, 716, 1208  

              Statistical Abstract of the United States 2010, t. 1186, 1060

Profile America is produced by the Public Information Office of the U.S. Census  Bureau. These daily features are available as produced segments, ready to air, on a monthly CD or on the Internet at http://www.census.gov (look for “Multimedia Gallery” by the “Newsroom” button).