Is NRA Insurance the best way to protect your firearms?

Being a member of the NRA has many benefits including coverage for your firearms. I often am asked, “is the NRA insurance the best way to protect my firearms?”

The insurance policy offered to current members of the NRA covers, “firearms, airguns, bows and arrows against theft, accidental loss and damage” up to $2,500.

Insuring Larger Collections

For some gun owners the included NRA insurance may provide adequare coverage. You can purchase additonal coverage under the NRA plan for $17.40 per $1000 in coverage. 

For collectors, shooters and hunters that have substantially more expensive firearms collections the best bet is looking for a policy that offers “blanket protection”. Many gun owners do not want to provide serial numbers for each firearm to an insurance company. A “blanket” policy covers the entire collection without any need to hand over serial numbers or even details on your collection.

Limits per firearm up to $10,000 are available. For more expensive firearms a “schedule” can provide protection for the highest value items. Scheduling a firearm requires a serial number, description and many times an appraisal.

Benefits our our firearm coverage:

- rates as low as $12 per $1000 in coverage

- ability to cover firearms up to $10,000 in value under a blanket policy

- covers firearms for “all risk” includes damage, accidental loss and theft

How we insure firearms?

For our clients we offer “blanket” and “scheduled” policies as part of a home insurance package. We represent great companies that offer specific coverage on both liability and property that gun owners appreciate.

Here are just a few of the firearms we are currently insuring for our clients…

M. Padrone Chukar Model – $6,000

Colt SAA- $3,000

Holland and Holland 12 ga- $12,000

Winchester Model 42 Pigeon Grade- $4500

Contact us and talk about your insuring your firearm collection

You can get a live online comparison quote with us here. To talk with us about insuring your gun collection, call us at 661-327-5531 in California, 208-366-8366 in Idaho

Come visit us in Bakersfield at 111 “H” Street

Or email us at agent@crosbyandcrosby.com Learn more about us online www.crosbyandcrosby.com or more about firearms insurance at http://www.crosbyandcrosby.com/category/firearms-coverage/

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Some of our favorite gun sites are:

www.calguns.net

www.crpa.org